Accidental death and dismemberment insurance

Accidental death and dismemberment insurance In the event of an accidental death, this insurance will pay benefits in addition to any life insurance held by the client. This is called double indemnity coverage and is often available even when accidental death insurance is merely an add-on to a regular life insurance plan.Some of the covered accidents include traffic accidents, exposure, homicide, falls, heavy equipment accidents, and drowning. Accidental deaths are the fifth leading cause of death in the U.S.as well as in Canada. Accidental death insurance is not an investment vehicle and thus clients are paying only for sustained protection. Insurance premiums are expected...

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