Sunday, October 30, 2011

Lil Wayne,Dwayne Michael Carter, Jr American rapper.


Dwayne Michael Carter, Jr.  better known by his stage name Lil Wayne, is an American rapper. At the age of nine, Lil Wayne joined Cash Money Records as the youngest member of the label, and half of the duo, The B.G.'z, with B.G.. In 1997, Lil Wayne joined the group Hot Boys, which also included rappers Juvenile, B.G., and Young Turk. Hot Boys debuted with Get It How U Live! that year. Lil Wayne gained most of his success with the group's major selling album Guerrilla Warfare, released in 1999. Also in 1999, Lil Wayne released his Platinum debut album Tha Block Is Hot, selling over one million copies in the U.S.
Although his next two albums Lights Out (2000) and 500 Degreez (2002) were not as successful (only reaching Gold status), Lil Wayne reached higher popularity in 2004 with Tha Carter, which included the single "Go D.J." Wayne also appeared on the Destiny's Child top ten single "Soldier" that year. In 2005, the sequel to Tha CarterTha Carter II, was released. In 2006 and 2007, Lil Wayne released several mixtapes and appeared on several popular rap and R&B singles.
Lil Wayne,Dwayne Michael Carter, Jr American rapper.

Lil Wayne,Dwayne Michael Carter, Jr American rapper.

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Lil Wayne,Dwayne Michael Carter, Jr American rapper

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Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

Lil Wayne,Dwayne Michael Carter, Jr American rapper

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Monday, October 10, 2011

Kristen Jaymes Stewart


Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress


Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress

Kristen Jaymes Stewart american actress
  Kristen Stewart Career
Her whole family all worked behind the camera, and Stewart thought she would become a writer/director, but never considered being an actor. "I never wanted to be the center of attention – I wasn't that 'I want to be famous, I want to be an actor' kid. I never sought out acting, but I always practiced my autograph because I love pens. I'd write my name on everything."Stewart's acting career began at the age of eight, after an agent saw her perform in her elementary school's Christmas play. After a year of auditioning, Stewart's first role was a nonspeaking part in the film The Thirteenth Year.Then, she had another part in the film The Flintstones in Viva Rock Vegas as the "ring toss girl".She subsequently appeared in the independent film The Safety of Objects, in which she played the tomboy daughter of a troubled single mother (Patricia Clarkson). Stewart had a major role in the Hollywood film Panic Room, playing the diabetic daughter of a divorced mother (Jodie Foster). The film received generally positive reviews, and Stewart garnered positive notices for her performance. She was nominated for a Young Artist Award for her performance.
After Panic Room's success, Stewart was cast in another thriller, Cold Creek Manor, playing the daughter of Dennis Quaid's and Sharon Stone's characters. She was again nominated for a Young Artist Award for her performance. It was revealed that at about this time in her career, she had to be homeschooled due to her irregular schedule, which was affecting her grades. She said, "I started homeschooling because my teachers were failing me. I think it was just resentment – I made more work for them. But homeschooling is great; you can study what you want, which allows you to get more excited about what you're doing".
Her first starring role followed, in the children's action-comedy Catch That Kid, opposite Max Thieriot and Corbin Bleu. Stewart also played the role of Lila in the thriller Undertow. To date, Stewart's most critically acclaimed role may be in the Showtime television film Speak (2004), based on the novel by Laurie Halse Anderson. Stewart, 13 at the time of filming, played high school freshman Melinda Sordino, who stops almost all verbal contact after being raped. Stewart received great praise for playing the character, who had only a few speaking lines, but kept up a darkly humorous commentary inside her head throughout the film.

Sunday, October 9, 2011

Yahoo | Auto Insurance


Yahoo | Auto Insurance



Shopping for auto insurance? The price you pay for your auto insurance can vary by hundreds of dollars, depending on your driving record, the type of car you have and the insurance company you buy your policy from. Here is a list of things you can do to save money.

Shop Around

Get at least three price quotes. You can call companies directly or access information on the Internet.
Get quotes from different types of insurance companies. Some sell through their own agents. Some sell through independent agents who offer policies from several insurance companies. Other companies sell directly to consumers over the phone or via the Internet. The price may vary depending on the sales method.
But don't shop by price alone. You want a company that answers your questions and handles claims fairly and efficiently. Sources for finding the right kind of company include: word of mouth, i.e. friends, relatives, co-workers; your state insurance department, where you can find consumer complaint ratios by company; and consumer magazines. You can also check the financial health of insurance companies through independent rating companies.
Yahoo | Auto Insurance

Before you buy a car, compare insurance costs

Your premium is based in part on the car’s sticker price, the cost to repair it, its overall safety record and the likelihood of theft. Many insurers offer discounts for features that reduce the risk of injuries or theft, such as air bags, anti-lock brakes, daytime running lights and anti-theft devices.
For more information on car safety, check the Insurance Institute for Highway Safety.
Cars that are favorite targets for thieves cost more to insure. For more information on car theft, check the National Insurance Crime Bureau (NICB).

Ask for a higher deductable

Your deductible is the amount of money you pay out-of-pocket before your insurance policy kicks in. By requesting higher deductibles, you can lower your costs substantially. For example, increasing your deductible from $200 to $500 could reduce your collision and comprehensive coverage premium by 15 to 30 percent. Going to a $1,000 deductible can save you 40 percent or more. However, keep in mind that you’ll need to have the amount of the deductible on hand should something happen to your car.

Reduce coverage in older cars

Consider dropping collision and/or comprehensive coverage on older cars. It may not be cost-effective to continue insuring cars worth less than 10 times the amount you would pay for coverage. Any claim payment you receive would not substantially exceed your premiums minus the deductible. Claims occur on average only once every 11 or 12 years. Auto dealers and banks can tell you the worth of a car, or you can look it up online at Kelley Blue Book.

Buy your homeowners and auto coverage from the same insurer

Many insurers will give you a discount if you buy two or more types of insurance from them. Also, you may get a reduction if you have more than one vehicle insured with the same company. Some insurers reduce premiums for long-time customers. But shop around carefully; you may still save more money buying from a different insurance company even with the multi-policy discount.

Take advantage of low-mileage discounts

Some companies offer discounts to motorists who drive a lower than average number of miles per year. Low mileage discounts can also apply to drivers who carpool to work.

Ask about group insurance

You may be eligible to get insurance through a group plan from your employer, or through professional, business and alumni groups or other associations. Group plans often provide substantial discounts. Ask your employer, or any groups or clubs of which you are a member, about this option.

Maintain good credit

Your credit rating may affect what you pay for insurance, so monitor it carefully. You can get this information directly from the three major credit-rating agencies (Equifax, Experian, Trans Union). There are also various Web sites that allow you to check your credit rating and provide tips on how to improve your score.

Seek out safe driver discounts

Most insurance companies offer discounts to policyholders who have not had any accidents or moving violations for a number of years. You may also qualify for a cut if you have recently taken a defensive driving course, if you are over 50 and retired, or if there is a young driver on the policy who is a good student, has taken a drivers education course or is away at a college, generally at least 100 miles away.
When you comparison shop, be sure to inquire about discounts for the following (availability will vary according to the state and company):
  • No accidents in 3 years
  • No moving violations in 3 years
  • Drivers over 50 to 55 years of age
  • Driver training course
  • Defensive driving course
  • Student drivers with good grades
  • College students away from home
  • $500 deductible
  • $1,000 deductible
  • Air bags
  • Anti-lock brakes
  • Daytime running lights
  • Anti-theft device
  • Low annual mileage
  • Auto and homeowners coverage with the same company
  • More than one car insured with the same company
  • Long-time customer
But don’t forget that the key to savings is not the discounts but the final price. A company that offers few discounts may still have a lower overall price.

Top Registered Auto Insurance Companies

PROGRESSIVE INSURANCE


PROGRESSIVE INSURANCE
The Progressive Corporation, known as the Progressive Casualty Insurance Company through its subsidiaries, provides personal automobile insurance, and other specialty property-casualty insurance and related services in the United States. The company was co-founded in 1937 by Jack Green and Joe Lewis and is head quartered in May field Village, Ohio.


The Government Employees Insurance Company GEICO



The Government Employees Insurance Company GEICO is an auto insurance company. It is a wholly owned subsidiary of Berkshire Hathaway that as of 2007 provided coverage for more than 10 million motor vehicles owned by more than 9 million policy holders. 
ALLSTATE insurance




ALLSTATE insurance
The Allstate Corporation is the second-largest personal lines insurer in theUnited States (behind State Farm) and the largest that is publicly held. The company also has personal lines insurance operations in Canada. Allstate was founded in 1931 as part of Sears, Roebuck and Co., and was spun off in 1993. The company has its headquarters in Northfield Township, Illinois, near Northbrook. Its current advertising campaign, in use since 2004, asks, "Are you in good hands?" The corporate spokesperson is Dennis Haysbert




state farm insurance
state farm insurance



State Farm Insurance 
is a group of insurance and financial services companies in the United States. The company also has operations in Canada.
The group's main business is State Farm Mutual Automobile Insurance Company, a mutual insurance firm that also owns the other State Farm companies. The corporate headquarters are in Bloomington, Illinois..


Saturday, October 8, 2011

Auto Insurance


auto insurance
Auto Insurance

Auto insurance is protection. When you enter into a contract with an insurance company, they agree to protect you from financial losses resulting from an accident, in exchange for your payment of a premium.
Your policy will define what losses are covered, and the coverage limits. Auto insurance provides coverage for property, medical expenses, and liability.
To find and compare online auto insurance quotes for free, type in your zip code here!
Property coverage pays if your vehicle is damaged or stolen. Medical coverage pays for treatment of and rehabilitation for injuries. It may also cover lost wages and funeral expenses. Liability coverage pays if you are at fault in an accident that results in property damage or personal injury.

What are the 6 types of auto insurance coverage?

Auto insurance policies contain six types of coverage. States have different requirements for coverage, and a few don’t require it at all. When you finance a vehicle, the lender may also levy certain requirements for coverage. Most auto policies are purchased for periods of six months to one year. You will be notified by your auto insurance company when it’s time to renew your policy, in addition to being billed for the premium.
There are six types of auto insurance coverage. The most basic type is liability coverage. It protects you if you are at fault in an accident. Normally, you are only able to opt for liability only coverage when you own your vehicle outright. If the vehicle is financed, the lender, and the insurance company, will most likely require you to have full coverage. A full coverage policy may include six types of coverage, or some combination thereof.

What is Property Damage Liability?

This pays for damage to someone else’s property caused by your vehicle, whether you are driving it, or someone else is driving it with your permission. In vehicle accidents, this usually means someone else’s car is damaged. But this coverage also includes damage to other types of property, both private and public, like fences, guardrails, telephone poles, homes or other buildings, or any other structures your car may have hit.

What is Bodily Injury Liability?

This covers injuries caused to someone else either by the policyholder, or any other family member included on the policy. It applies whether the injury is caused when you are driving your own vehicle, or you’re driving someone else’s vehicle with their permission.
It’s an important of coverage to include in an auto policy because, in the event of a serious accident, the other party may sue you for damages. Many states have minimum requirement laws for this coverage, but you may want to consider increasing the amount of coverage in your policy to protect your assets in case of litigation.

What is Comprehensive?

With this coverage, you will be reimbursed if your car is stolen, or if it’s damaged by something other than an accident with another vehicle. Natural disasters like tornadoes or earthquakes, hail, falling objects, vandalism, fire, or colliding with animals such as deer or birds can cause damage ranging from a few dings to total loss.
In addition, if your windshield cracks or shatters, comprehensive insurance will cover it. Glass coverage may be provided with or without a deductible, depending on the company. Comprehensive coverage usually carries a deductible of $100 to $300, but it is possible to select a higher deductible, thereby lowering your premium.

What is Collision?

As the name states, this coverage pays if your vehicle is damaged as a result of colliding with another car or object, or if your car flips over. It also pays for damage caused by potholes. If you are at fault in an accident, collision coverage will pay for the cost of repairing your vehicle, minus the deductible. Collision insurance usually carries a deductible of $250 to $1,000, and as with other auto insurance coverages, the higher the deductible, the lower your premium.
If you are not at fault, your collision coverage will still pay to have your car repaired, but you still have to pay the deductible. Your insurance company may try to recoup the cost of repairs from the at-fault driver’s insurance company. If they are able to do so, you will be reimbursed for your deductible.

What is Medical Payments or Personal Injury Protection (PIP)?

If you or any passengers in your vehicle are injured in an accident, PIP will pay for treatment. In some cases, a PIP may extend to further medical costs like rehabilitation, and may also cover other expenses resulting from accident injuries such as lost wages, and even funeral costs.

What is Uninsured and Underinsured Motorist Coverage?

If you, or anyone else permitted to drive your vehicle is involved in an accident caused by an uninsured or hit-and-run driver and submit an auto insurance claim, this coverage will reimburse you for damage to your vehicle. It will also cover you if the other driver does not have sufficient insurance coverage to pay for a total loss of your vehicle. This coverage also protects you if you are hit by a vehicle as a pedestrian.
Compare auto insurance quotes for the coverage you need with the free online tool here. Enter your zip code now!

Penn Badgley Dating Zoe Kravitz


Penn Badgley is best known for a couple of things. One, his role as Dan Humphrey in the CW hitGossip Girl, in which he plays the not-so-rich and artsy character who got a scholarship to attend school with the likes of the old-moneyed rich and famous. And two, for dating his Gossip Girl co-star, Blake Lively, for three years before splitting at the end of last year. Since the split, Blake Lively has been seen dating Leonardo DiCaprio and now Ryan Reynolds; but Penn Badgley has been staying pretty low-key when it comes to dating. Perhaps he was more torn up about the break-up than Blake?
Regardless, it appears as though Penn may have finally moved on as he is reportedly dating X-Men First Class star, Zoe Kravitz. By her last name you may already know that she is the daughter of famous singer/guitarist Lenny Kravitz, though she is doing her best to make a name for herself. She definitely did that by starring as Angel is the latest X-Men installment this summer; and though her acting wasn't exactly stellar, she still managed to make an impression. Penn definitely liked what he saw, anyway.
The two were first spotted together back in July, but essentially confirmed the rumors of them dating when they were photographed kissing and holding hands in Soho.
Penn Badgley Dating Zoe Kravitz
Penn Badgley Dating Zoe Kravitz

Penn Badgley Dating Zoe Kravitz
Penn Badgley Dating Zoe Kravitz

Penn Badgley Dating Zoe Kravitz
Penn Badgley Dating Zoe Kravitz

Penn Badgley Dating Zoe Kravitz
Penn Badgley Dating Zoe Kravitz

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